Don't fall into the Medicare Gap!

Turning 65 is a milestone, but navigating Medicare can feel overwhelming.  While it's a fantastic program, it doesn't cover everything.  Medigap can help bridge the gap and protect your finances.

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What are those Medicare Gaps?

Original Medicare (Parts A & B) is great, but it leaves you responsible for out-of-pocket costs like: – Deductibles: Upfront payments before Medicare kicks in. – Copayments: Fixed amounts you pay for certain services. – Coinsurance: A percentage of the cost you share for covered services. These can add up quickly!

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Introducing Medigap: Your Medicare Safety Net!

Medigap (short for Medicare Supplement Insurance) is a private plan that helps you pay for these out-of-pocket costs.  Think of it as filling the holes in your Medicare coverage.

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Benefits of Having Medigap

Benefits of madigap

Peace of mind: Knowing unexpected medical bills won't break the bank. Financial security: Reduced out-of-pocket costs for covered services. More choices: Different Medigap plans offer varying levels of coverage to fit your needs.

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Types of Medigap Plans (Plans A to N)

There are 10 standardized Medigap plans, each with different coverage levels. Here are a few examples: Plan A: Basic coverage for hospital deductibles and some coinsurance. Plan B: Covers what Plan A does, plus the Part B deductible. Plan G: A comprehensive plan covering most out-of-pocket costs (excluding foreign travel emergencies).

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