Don't Let a Fall Ruin Your Business!

Accidents happen. A customer trips in your store, or a product malfunctions at a client's place. These situations can be stressful and expensive. But there's a way to protect your business: General liability insurance. Swipe to learn more!

What is General Liability Insurance? ️

Imagine a safety net for your business. General liability insurance covers financial losses akibat (because of) lawsuits arising from bodily injury or property damage to others caused by your business activities. It's like a shield against unexpected claims.

Why Do You Need It? You Do!

Even the most careful businesses can face accidents. General liability insurance offers peace of mind and financial protection by covering: – Legal costs ⚖️ – Medical bills – Damage settlements This prevents these expenses from draining your business finances.

What's Covered? Let's See!

General liability insurance typically covers two main areas: – Bodily injury: A customer gets hurt on your premises (e.g., slipping on a wet floor) or due to your operations (e.g., landscaping tool malfunction). – Property damage: Your business activities damage someone else's property (e.g., cleaning product stains a client's carpet, faulty equipment damages a customer's home).

What's Not Covered? ❌

It's important to understand the exclusions: – Employee injuries: Workers' compensation insurance is separate. – Intentional acts: Damage or injury caused deliberately isn't covered. – Certain professions: Professional services might need additional insurance. – Pollution: Damages caused by pollution from your business activities likely won't be covered.