Imagine a three-digit number holding the key to your dream apartment, that perfect car, or even lower loan rates. That's your FICO score, folks! Let's crack the code and empower you to navigate the world of credit with confidence!
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– Be patient! Building good credit takes time and consistent effort.
– Have a healthy mix of credit. Don't just rely on credit cards.
– Keep credit card use low. Aim for below 30% of your limit.
– Pay bills on time, every time! Set up automatic payments or calendar reminders.